Thursday, August 11, 2016

The four person race effects the Hillary Clinton's gap to a victory by two points.

In a two person race Hillary Clinton maintains a lead of 6 points, but, when two other candidates are added the lead falls to 4 percent.

According to Bloomberg (click here) Donald Trump is effected more than Clinton with two additional candidates.

Noteworthy is the face there is still an undecided in both polls. The undecided falls by 50 percent with the additional two candidates.

Candidates have to have 15 percent of the electorate in polls in order to participate in the national debates. 

In a political climate favoring an outsider to the establishment it is still going to be a volatile election season. I'd like to hear about the efforts regarding the political revolution of Bernie Sanders. He can have a profound impact on the Libertarian and Green Party candidates.

Gary Johnson is attractive to many people because he is a competent leader with experience as a governor. Jill Stein is a physician and would bring the country health insurance that would work for everyone. Democrats are well invested in the ACA and would seek her out for that reason alone. Bernie Sanders can effectively address the shortcomings of both these two candidates by injecting policy across the board rather than as a focus on simple qualifications.  

August 10, 2016
By Michael Addady
 
Bernie Sanders’ campaign (click here) may have ended, but his platform seems to live on in Jill Stein.
The Green Party candidate outlined what she would want to accomplish as president in an interview on CNBC’s Squawk Box saying, “As the only candidate that is not poisoned by corporate money, lobbyists, or Super PACs, I can actually stand up for what it is that we need.”...

Jill Stein carries the banner of health care and aggressive reductions in fossil fuels. Her platform is similar Sanders but departs from it on student debt. She wants The Federal Reserve to purchase student debt in the same manner it treated a soft economy, "Quantitative Easing." Her plan would purchase the student debt and agree not to collect on it into the future.

Jill Stein sees enormous employment growth. What such cancellation of debt would do is increase the housing market and other large purchases such as cars. Instead of paying a large monthly student debt every month, former students would be paying for a mortgage. Student debt is an enormous drag on the USA economy. If that payment on student debt was held by The Fed there would be a significant uptick in cash flow through the entire economy.

The hurdle to such a plan is The Fed itself. While buying back bonds from Wall Street appears to be the same thing, there are differences. In this case, The Fed would have to purchase student debt directly from the US Government. That is a far different policy and there is no precedent for it.

December 21, 2016
By Courtney Miller
 
...Over 70% of this debt (click here) is owed to the federal government, making Uncle Sam the largest holder of nonrevolving American consumer debt, with $932 billion owed to it....

If the Fed were to investigate that possibility and adapt a policy, the student loan debt relief by The Fed can still go forward regardless of who is our next president. Banks should approach The Fed about such possibilities. It is noted that Jill Stein was the first candidate to explore this possibility

June 4, 2015
...ACA International (click here) joined this discussion at a recent forum on student loan debt hosted by the CFPB in Milwaukee that focused on the conversation between regulators, student loan servicers and borrowers.
Richard George, president and CEO of ACA International member company Great Lakes Higher Education Guaranty Corporation in Madison, Wis., said during the forum that improvements to communication are needed, noting that there is a great deal of concern among loan servicers about how to provide relief to overburdened consumers with student loans, especially those who do not finish their education.
A recent survey from We Are Hope Inc., a nonprofit organization serving organizations and businesses in northeast Wisconsin, shows nearly half (49 percent) of the individuals who responded have more than $30,000 in student loans....

The problem with this plan is the fact it would not remain a reduction in the US national debt. Ms. Stein wants to pay for tuition (I am assuming to public colleges and universities). That would return more debt to the country and begin the problem of negating the progress on the national debt. 

Gary Johnson is rock solid in his policies. He is Libertarian through and through. He has policies that attract both Democratic and Republican party voters. He is a sincere concern to the final outcome in November if his percentages in the polls begin to move up, especially if he starts hitting double digits.