Wednesday, March 15, 2017

A new kind of branding and victimization.

Such laws provide too much information to employers. Additionally, Ryan has already said that pre-existing conditions could provide a barrier to care.

February 25, 2017
By The AP

...Whatever happens,(click here)  the effects could be broadly felt. The nonpartisan Kaiser Family Foundation estimates that 27 percent of adults under age 65 have health conditions that would likely leave them uninsurable under practices that existed before the health care overhaul.

Some Republicans say they will preserve protection for pre-existing conditions, but with a catch. People would have to maintain continuous coverage before earning the protection — for 18 months in the plan offered by former Rep. Tom Price, Trump's health secretary. Those who go without coverage or who never had insurance could buy a policy through a state-run high-risk pool....

Continuous coverage never mattered before. Healthcare insurers make their own rules and evidently it is all headed back to the old ways and olden days.

Now if Americans never knew they had a potential genetic risk they would not have reported it. The genetic testing is more money for health insurers whether or not a person has manifested symptoms. The idea this information is available in a persons health record is scary. There can be false assumptions about health from this information alone. 

The genetic branding will no doubt be tied to the SSI number and there you have it a government with complete and intimate knowledge of any American with health insurance. This genetic branding will become a deterrent to care. It poses a real danger and is a hapless idea.

I would expect the US Congress to be the first Americans tested and their results placed in their government file for their health insurance, otherwise, they don't get paid!

arch 11, 2017

by Lena H. Sun

Employers (click here) could impose hefty penalties on employees who decline to participate in genetic testing as part of workplace wellness programs if a bill approved by a U.S. House committee this week becomes law.

In general, employers don't have that power under existing federal laws, which protect genetic privacy and nondiscrimination. But a bill passed Wednesday by the House Committee on Education and the Workforce would allow employers to get around those obstacles if the information is collected as part of a workplace wellness program.

Such programs — which offer workers a variety of carrots and sticks to monitor and improve their health, such as lowering cholesterol — have become increasingly popular with companies. Some offer discounts on health insurance to employees who complete health-risk assessments. Others might charge people more for smoking. Under the Affordable Care Act, employers are allowed to discount health insurance premiums by up to 30 percent — and in some cases 50 percent — for employees who voluntarily participate in a wellness program where they're required to meet certain health targets....

Using DNA for paternity tests and "the truth" in crimes is a defensive measure and not a government on the offensive to benefit the private sector.

The healthcare insurance will be based on genetic readings and will provide higher premiums. It is acting BEFORE the facts are known. It is increasing insurance rates on THEORY and not factual health histories. Genetics does not account for lifestyle and lifestyle is the biggest health threat to any American or healthcare insurance company.