From what I can tell from the GOP health care bill, many people will be faced with large bills and bankruptcies will return to record highs again.
Health Care Savings Accounts are to help with deductibles and out of network costs. It is suppose to be an account that is tax free ahead of any tax filing. Such an account increase health care dollars by providing tax relief. These accounts were never intended to pay for everything. This opens up abuse by guesstimating a years expenses. That is not possible even with a. crystal ball.
They want to set up a special fund for the chronically ill to remove them from general pools. That probably needs to be done but it needs specifics. Who is this special pool? What qualifies a person to be included and who pays the premiums and what do those premiums amt like? The bill is very sketchy.
Has the GAO scored this bill yet? People are going to lose insurance. It would be nice to pinpoint who they are and pinpoint how they will get care.
I also want a clear understanding of savings on premiums. It is only fair.
The more I think about it, the chronically ill will be a Medicare policy. Seniors already pay from $104.00 to $150.00 per month. It seems reasonable to have those with chronic problems to plan on the monthly premium everyone else pays.