These policies are actually very expensive. The consumer can't make good decisions, have medical bills they can't afford, become dependent on assistance, will most likely lose their homes and ultimately file bankruptcy. What is so difficult to understand as to why the USA passed health care law?
What do you tell these people, too bad? Seriously. If this is your neighbor just pull the shades and be happy it isn't you, right?
That type of avoidance of the real problem is immoral. Is there something no one understands about that?
What do you tell these people, too bad? Seriously. If this is your neighbor just pull the shades and be happy it isn't you, right?
That type of avoidance of the real problem is immoral. Is there something no one understands about that?
Legal but inadequate (click here)
Judith Goss, 48, of Macomb, Mich., believed that the
Cigna plan she obtained through her job at the Talbots retail chain was
“some type of insurance that would cover something.” When the store she
worked at closed in January 2011, she even paid $65 a month to keep the
coverage through COBRA.
“I was aware that it wasn’t a great plan, but I wasn’t concerned because I wasn’t sick,” she says. But in July 2011 she was diagnosed with breast cancer, at which point the policy’s annual limits of $1,000 a year for outpatient treatment and $2,000 for hospitalization became a huge problem. Facing a $30,000 hospital bill, she delayed treatment. “Finally my surgeon said, ‘Judy, you can’t wait anymore.’ While I was waiting my tumor became larger. It was 3 centimeters when they found it and 9 centimeters when they took it out.” After a double mastectomy, radiation treatments, and reconstructive surgery, Goss is taking the drug tamoxifen to prevent recurrence....
“I was aware that it wasn’t a great plan, but I wasn’t concerned because I wasn’t sick,” she says. But in July 2011 she was diagnosed with breast cancer, at which point the policy’s annual limits of $1,000 a year for outpatient treatment and $2,000 for hospitalization became a huge problem. Facing a $30,000 hospital bill, she delayed treatment. “Finally my surgeon said, ‘Judy, you can’t wait anymore.’ While I was waiting my tumor became larger. It was 3 centimeters when they found it and 9 centimeters when they took it out.” After a double mastectomy, radiation treatments, and reconstructive surgery, Goss is taking the drug tamoxifen to prevent recurrence....
