Does the retirement paradigm benefit only Wall Street or the American taxpayer?

Can voters struggle with living paycheck to paycheck, with 60% of Americans without significant financial security as a motivating issue count on being a millionaire at the age of retirement?

Basically, where is the American Dream in relation to the reality of most Americans in the year 2026?

The basic reality most, if not all Americans have to come away with, is will all my work throughout my life ever equate to better quality of life and a secure retirement? When will the USA Dollar stop shrinking while inflation eats away at Americans attempt at financial security?

What myths need to be dispelled to achieve a solid understanding of the future of financial security and now that REALITY actually appear in the politics of the day? Basically, who is right and who is wrong in handing American voters reality rather than a dreamscape?