...Polar bears live in one of the planet's coldest environments (click here) and depend on a thick coat of insulated fur, which covers a warming layer of fat. Fur even grows on the bottom of their paws, which protects against cold surfaces and provides a good grip on ice. The bear's stark white coat provides camouflage in surrounding snow and ice. But under their fur, polar bears have black skin—the better to soak in the sun's warming rays....