The only way this even becomes reasonable is to cancel the debt and absorb the cost of these loans. They are playing with credit rating and preventing contacts from being satisfied.
It is racketeering and very illegal. Contract law is explicit to it's terms and conditions. Everything is in writing. Any and all legislation effecting the contracts is also in writing and explicit.
The only reason his is occurring is because there is not enough staff and the administration is attempting to shut down the department which can only occur with Congressional legislation.
Student loan borrowers (click here) pursuing Public Service Loan Forgiveness (PSLF) face significant processing delays. Education Department lags are preventing some qualifying payments from being credited, forcing many to continue payments on their student loans long after meeting the 120-payment requirement. The department's tracking system is failing to update for July, August, and September, leaving borrowers in limbo and unable to receive a discharge. Numerous frustrated individuals report completing their service months ago but still await official loan forgiveness. Options are limited; administrative forbearance is unavailable without confirmed payments, and general forbearance has downsides. Borrowers should maintain records and file complaints, though these channels also experience backlogs.
