There is a lot of cloud cover over the lower latitudes and the Arctic Circle.

This is a visual satellite. There is very little in the North and West hemisphere that doesn't have cloud cover.

January 26, 2015
1830.18z
UNISYS Visual Satellite of North and West Hemisphere (click here for 12 hour loop)

This is a Canadian satellite of the Canadian side of the Arctic Circle. It is covered in clouds. What have we got here, the greenhouse effect?

The particulars of the satellite image is at the top of the picture.

Clouds insulate. 

Arctic Circle Satellite (click here)

If some of that is the ice, we are worse than I thought. This is winter. There is that much ice broken into floating sea ice? Joking? No wonder Polar Bears and Walrus are threatened. Their habitat is gone.