I don't feel sorry for any lawyers that are going to find they actually have to have decent health care insurance policies rather than playing the odds.
The American Health Care system isn't capable of predicting the future. So, the moral way of subscribing to health care insurance is to PARTICIPATE in plans that cover preventive care and quite possibly pay for wellness care and or illness care.
Gaming the system isn't going to provide the nation with a health care system that actually works. "But, gee I rather just pay for it when I need it out of pocket up to what a lousy policy will provide." Ya gotta love it. The wealthy simply go about life as if there is nothing wrong or there is nothing that will be wrong and market their dollars to increase their wealth by short changing prevention of illness, hence, short changing the very system of 'Health Care Insurance Pools" of subscribers to balance the premiums.
I don't doubt Deborah was happy being underinsured knowing IF that day came she had enough monies in stocks and bonds to cover the disaster. Or simply a 2nd mortgage against a million dollar home.
The moaning and misery to actually paying for healthcare that delivers health is unbelievable. "But, I don't need it!" Right. No one needs it until they do. How much car insurance does she pay on her Lexis or Cadillac? I am sure she doesn't need that either.
The nation can go to Single Payer is that seems more equitable.
Matt McClain/The Washington Post -
Deborah Persico was recently informed that her health
insurance plan was being canceled. She learned that a similar plan will
cost her much more.
By
...After receiving a letter from her insurer (click here) that her plan was being discontinued, Deborah Persico, a 58-year-old lawyer in the District, found a comparable plan on the city’s new health insurance exchange. But her monthly premium, now $297, would be $165 higher, and her maximum out-of-pocket costs would double.
That means she could end up paying at least $5,000 more a year than she does now. “That’s just not fair,” said Persico, who represents indigent criminal defendants. “This is ridiculous.”
If the poor, sick and uninsured are the winners under the Affordable Care Act, the losers appear to include some relatively healthy middle-income small-business owners, consultants, lawyers and other self-employed workers who buy their own insurance. Many make too much to qualify for new federal subsidies provided by the law but not enough to absorb the rising costs without hardship. Some are too old to go without insurance because they have children or have minor health issues, but they are too young for Medicare....
The American Health Care system isn't capable of predicting the future. So, the moral way of subscribing to health care insurance is to PARTICIPATE in plans that cover preventive care and quite possibly pay for wellness care and or illness care.
Gaming the system isn't going to provide the nation with a health care system that actually works. "But, gee I rather just pay for it when I need it out of pocket up to what a lousy policy will provide." Ya gotta love it. The wealthy simply go about life as if there is nothing wrong or there is nothing that will be wrong and market their dollars to increase their wealth by short changing prevention of illness, hence, short changing the very system of 'Health Care Insurance Pools" of subscribers to balance the premiums.
I don't doubt Deborah was happy being underinsured knowing IF that day came she had enough monies in stocks and bonds to cover the disaster. Or simply a 2nd mortgage against a million dollar home.
The moaning and misery to actually paying for healthcare that delivers health is unbelievable. "But, I don't need it!" Right. No one needs it until they do. How much car insurance does she pay on her Lexis or Cadillac? I am sure she doesn't need that either.
The nation can go to Single Payer is that seems more equitable.
Matt McClain/The Washington Post -
Deborah Persico was recently informed that her health
insurance plan was being canceled. She learned that a similar plan will
cost her much more.By
...After receiving a letter from her insurer (click here) that her plan was being discontinued, Deborah Persico, a 58-year-old lawyer in the District, found a comparable plan on the city’s new health insurance exchange. But her monthly premium, now $297, would be $165 higher, and her maximum out-of-pocket costs would double.
That means she could end up paying at least $5,000 more a year than she does now. “That’s just not fair,” said Persico, who represents indigent criminal defendants. “This is ridiculous.”
If the poor, sick and uninsured are the winners under the Affordable Care Act, the losers appear to include some relatively healthy middle-income small-business owners, consultants, lawyers and other self-employed workers who buy their own insurance. Many make too much to qualify for new federal subsidies provided by the law but not enough to absorb the rising costs without hardship. Some are too old to go without insurance because they have children or have minor health issues, but they are too young for Medicare....
