They ask about tobacco use.
People will complain anyway, but, the subsidy in this case is a family of four with no smokers with an income of $50,000 per year.
The payments for the policy for this particular family is 40% of the actual cost. It is about $280 plus change per month. That is not a lot of money for four people in a family. Americans receiving health insurance from their employers sometimes pay more than that for the same exact coverage. Few Americans receive free health care coverage from their employers and have to subscribe through their Personnel Office. It is not unusual at all for a twice month subscription fee to be taken out of paychecks at or exceeding $100 or more for employer policies. And $100 per month for a family of four is a exceptional deal, it is usually more like $150 or more. So stop the bellyaching and sign up for a quality policy.
